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Our dedicated Travel Insurance provides you great deals. Karena dengan modalen yang cukup terbatas, seorang Händler bisa membuka peluang Gewinn sebesar-besarnya. The clerk at the Agent location then pays funds to recipient.

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Our highly competitive currency rates and prompt customer service ensures a high degree of customer satisfaction. Flying abroad to your dream holiday destination? Buying currency couldn't be easier than our forex services. Our Forex Card is a secure option than carrying cash. Need to send money to your Child studying abroad?

Transfer money to foreign universities swiftly. Receive funds from offshore locations with ease. We have tie ups with leaders in worldwide money transfer services. Need funds urgently while you are in a foreign country?

Our dedicated Travel Insurance provides you great deals. Want to carry your money with you wherever you go? Also, when you use your credit card to pay at Preem, you get a SEK 0,15 per litre discount on fuel. The discount is valid for over the counter payments at staffed stations only. On top of this, you can visit the Menzies airport lounges at Landvetter and Arlanda to a discounted price. In the lounges you find a relaxing environment, food, beer, wine and non-alcoholic drinks as well as free wifi.

The discount is valid for you and one guest. In the middle of each month an invoice is sent to you for the transactions of the previous month. On the invoice the minimum amount to pay is specified. If you wish to use the credit you wont have to pay the first invioce at all.

The invioce goves you a good overview of your purchases. Why choose MoneyGram Its quick your money is where its needed in just 10 minutes.

Its convenient with , money transfer agents around the world, youre never far away from MoneyGram. Its available to everyone you dont need a bank account or credit card. Its easy just visit a MoneyGram agent and complete one simple form. Its personal you can add a complimentary word message. How do I send money Follow the below 5 simple steps to send money: Find a MoneyGram agent. Take some personal identification and visit the money agent. Complete a simple send form and hand this to the MoneyGram agent along with the money that want to send and the transfer fee.

A free word message can be included on the form. The agent will provide a reference number. Contact the person to whom the money is being sent, and give himher the reference number. The money will be ready to collect in just 10 minutes.. How do you receive money 3 simple steps to receive money: Get the reference number from the person who is sending you money and this will help speed up the collection.

Visit a MoneyGram agent taking some identification and the reference number with you. Complete the simple receive form and show the identification. They will then be given your money, usually in the local currency. You may be required to provide personal identification, usually one or more of the following: You may also be required to provide proof of address bank statement or utility bill.

Requirements vary by country so please ask your local MoneyGram agent for acceptable identification formats. Subject to the receiving MoneyGram agents availability and hours of operation, and local regulations. In addition to the transfer fees applicable to a transaction, a currency exchange rate set by MoneyGram or its agents may be applied. Prices subject to change. A reason for that could be to increase the foreign exchange inflows to the country. For business purposes, no need to provide FIRC for getting tax concessions.

Thus, if the business is an export business, it is mandatory to have a FIRC for every remittance. Be very suspicious if you receive the following: A check or money order sent to you, with instructions to cash the item at your bank, then send some of the funds to someone else through MoneyGram.

If the check is counterfeit your bank will make you cover the loss. Be aware that counterfeit checks are very hard to identify. A telephone call telling you that you have won money or a prize and that you need to send money to pay for taxes, customs fees, etc. A response to your newspaper ad for a lost pet or lost personal items, as fraud perpetrators are known to use the classified ads to contact people and pretend they have found their lost item. A suggestion from a stranger to send money to a friend or relative as a show of good faith because legitimate business is not conducted this way.

You will be told that, by sending the money in the name of a friend, they will not be able to collect the funds. That is not true. Con artists often use fake identification to pretend to be someone else. An email that appears to be from MoneyGram, no matter how real it looks. We are not an Internet escrow or shipment service and will NEVER send an email confirmation to inform a person that they have received a MoneyGram transfer for payment of an Internet purchase.

Instructions to mislead MoneyGram are a clear warning sign that something might be wrong. Con artists will be familiar with MoneyGrams efforts to prevent fraud. If someone tells you to not share the details of your transaction with MoneyGram, then you should not continue with the transaction.

Here are some ways you can protect yourself: Buying items on the Internet. Be very careful if you are sending money to pay for merchandise purchased online. Many Internet auction sites provide an assured payment system that offers greater protection for the buyer and seller. Using the MoneyGram money transfer service. For the convenience of our customers, some transactions sent to a specific destination may be received in another country.

Please do not assume your money transfer is safe because you specified a country for the transaction. Also, if a recipient has photo identification and knows pertinent information about the transaction and the sender, a reference number or the answer to a test question may not be required to pick up the transaction.

Please be careful to whom you send money, keeping your transaction information confidential, and be suspicious of anyone who wants you to send money to them or someone else with a test question. It may be too good to be true. Research thoroughly before sending money in response to a newspaper or magazine ad for airline, concert or similar tickets.

The same is true for offers of loans or credit cards where you are asked to send money for fees before signing any documents. Be suspicious of very cheap deals. MoneyGram cannot ensure that the goods or services you are paying for will be received. Here are some resources available to you in the United States: To report fraud to the Internet Fraud Complaint Center, visit ic3.

For a list of different types of fraud schemes or to report a fraud, you can also visit consumer. Call before you send money. Many scams ask for money to be sent to Canada. For Canadian issues, call PhoneBusters toll-free at - this is a joint effort of U. Are you sending money: Remember neither MoneyGram nor its agents will be liable if you ignore the fraud warnings above and still choose to send money for any of the reasons listed above.

Our money transfer options offer you the convenience and dependability you need -- and the peace of mind you deserve. Known for its pioneering telegraph service, Western Union dates back to and introduced electronic money transfer service in Western Union has thousands of Agent locations in countries and territories worldwide. You can also send money to India online or by phone from the U.

If you use your credit card, you may be charged an additional cash advance fee by your card issuer for this service. Who uses the Western Union Money Transfer service Anyone who needs to send money quickly and reliably. Its FAST - money is available minutes after it is sent, subject to Agent locations hours of operation. You can send money to India online, by phone, or from an Agent location. Plus, theres no need to have an account.

With thousands of Agent locations worldwide, theres sure to be a Western Union Agent location thats convenient for you. Can money be sent from India No. Western Union offers receive or payout service only in India. Due to Indian government regulations, the use of the Western Union Money Transfer services to India by businesses is not permitted.

Do I need a bank account to use the Western Union Money Transfer service To send or receive money at an Agent location, Western Union does not require credit cards, bank accounts, memberships or citizenship papers.

Receivers in India may need to show a currently valid government-issued photo ID. Additional information may be necessary to meet government requirements depending on the amount being sent or received. To send money online, you will need a U. You cannot send money from India. The receiver in India will be paid out in Indian rupees.

The clerk at the Agent location collects the transfer amount plus applicable fees and processes the transaction. How do I send money over the telephone or online You will need a U.

Other fees may apply. How can I ensure that my money gets there quickly Supply correct contact details in case Western Union needs to contact you. Also, be sure to have your recipients correct full name and address. The recipient will be required to show valid identification and the MTCN.

In India, money may be picked up at any of the more than 50, participating Agent locations in over cities: Home delivery is also available nationwide in India.

Cash will not be delivered via home delivery option. Call in the U. Customers can also find an Agent location online. For any inquiries in India reach us at: The clerk at the Agent location then pays funds to recipient.

How long does it take to send money via the Western Union Money Transfer service Transfers are completed and money is available for pick-up at receiving Agent locations in India within minutes. Subject to transaction approval and hours of operation of receiving Agent locations. Will my receiver be paid in cash Maximum cash payout amount for Indian nationals is 50, IN Rupee payouts over 50, IN Rupee will be paid by local check.

There is no cash payout limit for foreign passport holders in India. What type of exchange rate does Western Union apply to its transactions In addition to the transfer fees applicable to the transaction, a currency exchange rate set by Western Union will be applied. The exchange rate applied by Western Union provides customers with less foreign currency per dollar than Western Union receives when it obtains foreign currency.

Western Union keeps the difference. The exchange rate varies daily. For information concerning the current currency exchange rates provided by Western Union, in U. Outside of the U. Will my receiver have to pay any charges on the money sent No.

The sender pays all fees How do I know if my receiver has picked up the money From the U. During what hours is the Western Union Money Transfer service available Western Union provides service 24 hours a day, days a year. Each Agent location determines its own hours of operation, although many Agent locations maintain extended hours of operation and some are open 24 hours a day. Restrictions and Special Notes Receiving in India: As a government requirement, maximum payout amount is not more than 2, US dollars or IN Rupee equivalent per transaction.

Sender threshold amount has therefore been set at Indian Rupees , to ensure exchange fluctuations do not result in the transaction being declined to the receiver. As a government requirement, a payee can only receive a maximum of 12 transactions per calendar year.

Receiver must present valid identification. Will Call transfers to the states and Islands of Tamil Nadu, Kerela, Andhra Pradesh, AndamanNicobar or Pondicherry will be charged a special flat fee per transaction, regardless of principal amount being sent. The implementation of this special pricing for India is on a state level for Indias coastal regions. Senders full address must be included on all money transfers to India.

Pursuant to Indian government regulations, money transfer payments are reserved for private consumer use only and cannot be used for commercial or business purposes, for purchase of property, or for investments.

Test Question is not allowed. Paying location is required to maintain a photocopy of identification documents presented by the Receiver. A new International Money Transfer destination has been created called India Tsunami Region for transfers to these regions. Please verify the destination state with the sender before sending to India.

Money Transfer payments are reserved for private consumer use only and cannot be paid for commercial or business purposes, for purchase of property, or for investments. Online Fraud Sending money to someone you dont know You could be at risk for consumer fraud. The Western Union Money Transfer service is a great way to send money to people you know and trust. If you need to send money to someone you dont know well, you may be putting yourself at risk for fraud. Because we care about consumers, Western Union urges you to protect yourself from fraud by considering the following: Never send money to a stranger using a money transfer service.

Beware of deals or opportunities that seem too good to be true. Dont use money transfer services to pay for things like online auction purchases.

Never send money to pay for taxes or fees on foreign lottery winnings If you think you have been a victim of fraud, please contact your local Western Union Agent. Its not a credit or debit card. Its a prepaid Card, which means you load funds onto the Card and can then use the Card to make purchases virtually anywhere American Express is accepted outside of India including at ATMs to withdraw cash.

Since its prepaid, theres no risk of spending more funds than you have on the Card. Packed with travel-friendly features, the American Express GlobalTravel Card also includes free access to emergency assistance, if needed, during your journey. And its all backed with the world-class service offered from American Express. To view your PIN online, log in to your account. Keep your Backup Card safe and store it separately. How can I check my balance or view my transaction history You can check your balance and view your transaction history online at any time.

To check your balance online now, log in to your account. To retrieve this information by phone, you may call Customer Service, 24 hours a day, 7 days a week. While there is a valid thru date indicated on the front of the Card, the available funds on the American ExpressGlobalTravel Card do not expire.

The valid thru date is simply required to ensure that the Card can be used at merchants that request andor require customers to provide a plastic expiration date during the transaction process. You may not use the Card after the valid thru date, but you can request a new Card be sent to you at no additional cost so you can use your remaining funds.

Our Customer Service Center, open 24 hours a day, 7 days a week, will assist in activating your Backup Card and blocking usage of the lost or stolen Card.

You will not need to re-register your Card online. We will do this for you upon activation. In the event both Cards are lost or stolen, we can deliver a new Replacement Card to any location at no cost, and if necessary we can arrange emergency access to the funds available in your Card account, anywhere in the world, via Western Union.

What should I do if I need help in an emergency Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness.

A lawyer is needed. Being a Card member can make things easier to handle. Global Assist Services help you prepare for your trip with customs information and destination guides. And while youre travelling overseas, lost passport replacement assistance, translation services, lost luggage assistance, and emergency legal and medical referrals are only a phone call away. While Global Assist coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.